Job Description: To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy. Job Responsibilities: Ensure policies and procedures are followed by reviewing recommended submissions from other parties. Approve funding by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS). Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections. Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off. Adapt to changes in Legislation by enforcing the compliance to the changes. Job Requirements: Governance, Risk and Controls Financial Accounting Principles Business administration and management Degree in credit / finance, BCom, BTech. Advanced/National Diplomas in Financial/Credit NQF 6 minimum qualifications