Job Description: Responsible for risk evaluation, pricing and selection / rejection of renewal business for all assigned accounts within the portfolio. Research problems and take initiative in recommending solutions for customer and financial issues that will enable the organisation to profitably accept the risk that our policies cover. Job Responsibilities: Perform risk and contract evaluation on renewal business using rating guidelines, industry and occupational classifications, financial statements, manual rating, experience information (e.g. premium, claims, reserves, rate history and average exposure) for all assigned accounts. Complete semi-annual and ad hoc profitability analysis for all assigned cases and provide summary of analysis to management and Sales. Analysis to include but not limited to action plans for moving accounts to profitability and complete assessment of claim trends and services. Analyse all necessary historical account information. Research all problems and risk related issues by using initiative in problem solving that involves management in decision making as necessary. Determine required premium level based on experience and manual rates, plan design, services, and competitive information in accordance with organisational guidelines. Responsible for monitoring profitability as measured by loss ratio improvement. Demonstrate a high degree of knowledge regarding underwriting quantitative and qualitative tools and communicate the outcomes clearly to Sales and Claims functions. Job Requirements: NQF Level 4 5- 7 years commercial underwriting experience. Matric
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