Specialist: Credit Book Control

Website Capitec Bank

Job Description:

Making ownership for and providing specialist expertise during analysis, monitoring, and reporting of the book segmentation, tactical strategies, campaigns (calls/digital) and solutions for pre-delinquent, collections and recoveries.

Job Responsibilities:

  • Identifying, quantifying, analysing and reporting on book trends and reasons/triggers for arrears, excess, risk grade changes, downgrades, write-offs and provisions.
    onitoring and enabling appropriate arrears treatments and actions.
  • Providing specialist expertise towards the designing, implementing and monitoring optimal risk management solutions, policies and procedures.
  • Identifying and quantifying high risk portfolios, clients and industries in distress.
  • Identifying trends and root causes of arrears and/or downgrade reasons and triggers and client credit portfolios.

Job Requirements:

  • Case study and root cause analysis.
  • Credit and business analysis experience and influencing processes, policies and procedures.
  • Consumer and complaint resolutions.
  • Drafting business processes, policies and procedures.
  • Applying data for reporting and monitoring purposes.
  • Credit book monitoring and reporting.
  • 5+ years of experience in an ongoing risk management role, in a credit environment.
  • Process efficiencies: Draft of idea documents and business specifications.
  • Experience in granting, collections and/or recoveries and/or intuitive / judgemental credit environment within the financial services sector.
  • 3 – 5 years within an ongoing-risk or credit management or finance / credit operational environment.

Job Details:

Company: Capitec Bank

Vacancy Type: Full Time

Job Location: Sandton, Gauteng, South Africa

Application Deadline: N/A

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